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Charlie Montoya is a mentioned character in the novel Final Destination: Dead Man's Hand. He is the husband of Isabelle Montoya and the father of three children. Charlie worked as an electrician for Nevada Power while Isabelle and her partner Warren Ackerman were both detectives for Las Vegas Metropolitan Police Department. Charlie and Isabelle knew Warren and Shawna Engles, Warren's girlfriend well, and they even double-dated a few times. Charlie is never seen in the novel, but he was presumably talking to his wife on the phone in a police van, shortly before she was involved in a terrible accident that presumably gave her HIV.

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